भारत सरकार
कृषि और किसान कल्याण विभाग
Agricultural & Farmers Welfare Department
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National Agriculture Infra Financing Facility

Main Features

  • Convergence with all schemes of central or state government.
  • Online single window facility in collaboration with participating lending institutions.
  • Project Management Unit to provide handholding support for projects including project preparation.
  • Size of the financing facility – ₹ 1 lakh Crore.
  • Credit Guarantee for loans up to ₹ 2 Crore.
  • Interest subvention of 3% p.a., limited to ₹ 2 crore per project in one location, though loan amount can be higher.
  • Cap on lending rate, so that benefit of interest subsidy reaches the beneficiary and services to farmers remain affordable.
  • Multiple lending institutions including Commercial Banks, Cooperative Banks, RRBs, Small Finance Banks, NCDC, NBFCs etc.
  • One eligible entity puts up projects in different locations then all such projects will be eligible under the scheme for loan upto ₹ 2 crore.
  • For a private sector entity, such as farmer, agri entrepreneur, start-up there will be a limit of maximum of 25 such projects.
  • Limitation of 25 projects will not be applicable to state agencies, national and state federations of cooperatives, federations of FPOs and federation of SHGs.
  • Location mean physical boundary of a village or town having a distinct LGD (Local Government Directory) code.
  • Each of such project should be in a location having a separate LGD (Local Government Directory) Code.
  • APMCs will be eligible for multiple projects (of different infrastructure types) within their designated market area.
  • Interest subvention will be available for a maximum period of 7 years.
  • Moratorium for repayment under this financing facility may vary subject to minimum of 6 months and maximum of 2 years.
  • Disbursement will complete in six years from 2020-21.
  • Need based refinance support will be made available by NABARD to all eligible lending entities including cooperative banks and RRBs as per its policy.